Best private medical insurance Options for Self-Employed Individuals (Save Money on Medical Bills)

hey everyone victoria desano here and if you are self-employed or just looking for some different health insurance options i'm going to run through some really cool options today that you have probably never heard of and that can probably save you a good amount of money but before i dive in if you can give this video a thumbs up and subscribe to my channel i would greatly appreciate that [Music]

self-employed health insurance options

so i really wanted to make this video because of my own personal experience being self-employed and i know that there are a ton of people out there especially in the u.s where i'm located that um people that have transferred over to being self-employed this year or last year due to the pandemic they tried out being in the gig economy for the first time ever and realized that wow our health insurance here in the us is really heavily tied to our employment in a corporation or a bigger business and when you go solo or you are in the gig economy or you're self-employed it's a little bit tricky to find options that are going to work for you that aren't going to literally cost you an arm and leg

Overview of Affordable Health Insurance Options

so i'm going to run through six different insurance options some of which you probably know of and some of which you've probably never heard of and show you a little bit about how you can combine some of these to get the best results for you and save a lot of money in the long run i'm also going to share some really awesome resources that can save you money on a ton of different medical procedures and things like that too uh so stick around to the end where i can share all my tips and tricks about how i save money on my medical bills

1. Traditional Healthcare Marketplace Option

so the first health insurance option is the traditional healthcare marketplace option you know the ones that you guys are probably the most familiar with and these are you know usually can be subsidized if you're only making a certain amount...

2. Private Health Insurance for Self-Employed Individuals

now if you are making a decent amount of money as a self-employed individual or if you're in the gig economy and you're making you know upwards of fifty thousand dollars a year you're gonna wanna go for you know a private health insurance company...

3. Direct Primary Care (DPC)

now there are some lesser known options that i'm a really really big fan of of either using independently or in conjunction with some certain other health insurance options...

4. Combining Direct Primary Care and Ancillary Insurance

however the downfall is that you could have a big accident or you know have an injury in a sport or something like that and that's not going to be covered at a dpc clinic...

5. Ancillary Insurance Explained

ancillary insurance is honestly really awesome i didn't really learn too much about it until last year and i wish i had learned about it sooner because it probably could have saved me a lot of money in the long run...

6. Health Sharing Ministry Options

another option that i don't think a lot of people know about is something called the health sharing ministry now this one it typically will have some sort of religious affiliation...

7. Short-Term Health Insurance Coverage

and then lastly this isn't necessarily like a full option but it does give you some time if you are in transition between jobs and you're not really sure what you're doing for health insurance...

Money-Saving Tools and Resources

okay so that's pretty much as far as i'll go with the actual health insurance options out there but i do want to share a little bit about some really cool ways that i've been able to save money on my medical bills...

MD Save

now and you know moving forward not necessarily retroactively because you know with my knee surgery like those things already happen but now i know there's a lot of better options out there so number one is md save...

GoodRx Prescription Savings

the next tool that i have found incredibly helpful and has probably saved me thousands of dollars at this point is uh good rx...

DentalPlans.com for Affordable Dental Care

and lastly the last tool that i'll use because we haven't talked about dental insurance yet is something called dentalplans.com...

Dental Membership Plans

and lastly this brings me to my last resource in terms of dental work and things like that too a lot of dentist offices are now starting to do membership plans...

Conclusion: Finding the Best Health Insurance When You’re Self-Employed

all right guys that's all i got i really hope this was useful for you and that you were able to get some good information find some ways to save money if you're self-employed and are trying to figure out the medical system and health insurance and all that i hope i provided some different options for you that are going to line up with your needs and i really hope this was helpful because i'm a big fan of patient advocacy and trying to make medicine affordable for everybody esp