Life Insurance Agent Salary and Real Earnings Data

I'm going to be sharing with you exactly the average income of a life insurance agent in 2025 now these results might shock you I want to share with you after interviewing 166 active life insurance agents who are selling life insurance to feed their family to make money for their life how much money they're actually making now again you might have heard life insurance is a great way for you to make a ton of money but I want to share with you actually real data and real numbers on how much money people are actually making selling life insurance

About the Research and Purpose of the Blogger

now before we jump into this I want to share with you number one I have 160 people that I have screened and seen that they are current active life insurance agents both doing this part-time and full-time working with imos captive agencies it doesn't matter and some of those three letter agencies that we all know of but most importantly in this video I want to reveal the truth of actually how much money you can make what is you know the average income of a life insurance agent

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if you're thinking about getting into start selling life insurance this is not to discourage you this is not to push you away I think many people can make hundreds of thousands of dollars per year selling life insurance but I just want to share with you real numbers so that you can actually know the truth of what are people actually making selling life insurance

About the Speaker

now if we have not yet met my name is Peter Roberts I'm currently in the Life Insurance business and I just want to share with you the things that I wish I knew I have nothing to sell you and most importantly I just want to hopefully help you and your family make money in this industry

The Reality of Selling Life Insurance

so jumping into this number one I want to share with you that if you're being recruited into the selling life insurance or want to make money selling life insurance number one it is a great way for people to make a lot of money but most importantly a lot of people are failing quite quickly a lot of people are not making any money and I don't want you to be one of them so instead of telling you you know all the lies that

you can make 20 30 40 50 000 per month selling life insurance like your recruiter might be telling you right now to get you on their team I want to share with you real numbers of exactly how much money you can make and once we break down these numbers share with you why these numbers are exactly what they are they might surprise you they might shock you but this is the truth of the industry

Breakdown of Agent Data

so these individuals are selling telesales these individuals are selling final expense some type of term product or final expense product and most most importantly they are doing it all from home and trying to sell life insurance so what I want to share with you is first breaking down the spreadsheet just to break down this together um as you guys can see here we're going to first jump into the agent data now all the agent

data is secure there's no names to be revealed but let's see here we're going to start down all the way at the top here so from agent one first agent cranking it out making nine thousand dollars this is net profit per month this is take home this is mine that you can go ahead and feed your family with somebody that you're going to actually make at the end of the month a lot of people submit fifty thousand forty thousand dollars per month but actually how much money are you making at the end of the month and this is exactly what this reveals

Agent Earnings Overview

so the first one month is you know first agent is making around nine thousand dollars per month and as you can see it's consistently gonna flow from seven thousand five thousand some ages are making five hundred three thousand two thousand two thousand twenty thousand

some people are crushing it but as you can see in general at the end of this it is you know sub three to five thousand dollars is a consistent number of what agents are making so as we can see here the lowest earner the person is making no money right now truthfully is people that were actually submitting that they were in the negative I didn't put negative on here I put zero there's people that had been spending money on leads there's people that buying crms there are people

that are actually trying to sell getting chargebacks in the end of the month they're actually losing money there's a handful of people that are in this data out of 166 agents that are not making any money and are actually failing pretty quickly I just want to be mindful that there are some people when you get into this business that will not make any money depending on your skill set and your skill level

Highest and Average Earnings

so what I want to share with you is what is the you know I guess the person that was surveyed in here who is making the most amount of money and there's two individuals that were both making about 25 000 per month um and that is typically going to be the the largest amount of income that was documented in this uh spreadsheet

so time to reveal as you can see here how much money or agents actually making selling life insurance so at the bottom here you can see that we surveyed 166 agents um the total production of how much all 60 166 agents were making was 841 000 and 933 dollars is the average total I mean is the total sum of all 166 agents now the average income of a life insurance agent that is currently selling in 20 at the end of 2022 and moving

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into 2023 is five thousand and seventy one dollars and 89 cents so the average life insurance agent is only making around five thousand dollars per month

Understanding the Business Model

now this person is now a business owner this person has to spend all their time dialing think about chargebacks paying for leads and putting all this time in and they're only going to be making around five thousand dollars per month um and what I want to share with you is that if you were to you know be an average producer would you be comfortable with making five thousand dollars per month

or would you want to be someone who is exceptional making over five thousand dollars per month now what I want to share with you is kind of how you can become a above average producer and just want to share through some of the truth that ever reeled in this number

The Harsh Reality

now again A lot of people are are there posting about AP how much money they submitted that they're putting all these numbers up but what I want to share with you that the only thing that matters the only thing that actually is important is how much money do you have at the end of the month to feed your family and to live and as you can see most people are only making around five thousand dollars per month this is kind of scary to me what does this mean for everyone else

Why Most Agents Struggle

so everyone else has sold this stream everyone else has sold that you need to come in you're going to sell life insurance you're going to make all this money but the data reflects here right in front of my eyes from all life insurance agents there's nobody outside the insurance industry that's strictly selling life insurance inside of this data

they're both full-time and part-time will probably only make around five thousand dollars now how is this scalable how is this do applicatable how are people saying that they make all this money and what this data reveals to me is that the people that are actually making the money are the individuals at the top the individuals that recruit you into this business and what is not seen is all those people that fail all those people

who struggle all those people who don't have money to pay their mortgages all those people that are brought into this business that literally go bankrupt and go broke

The Structure of the Industry

now in this video and in this channel I just want to share with you hopefully all the resources that you can learn to hopefully change your life using life insurance as a vehicle but I just want to share with you that life insurance in general is a model to help those at the top more importantly the more people that you follow and the more people that you recruit the more people

they have under you guess what now your risk is minimized now you don't worry about producing and now you have all this leverage in your business where you can make all this money off the people below you but the truth is the people below you are they actually winning and are they changing lives and are they feeding their family and the answer is no

The Reality Behind Success

so inside the data I want you to understand that there's the traditional model that most people are going under unless you're really skilled unless you have really good marketing unless you're a great business individual unless you want to be an Entre entrepreneur then this business in itself is going to be very hard for you to succeed unless you have the grit the world power and most importantly are comfortable with recruiting people

Final Thoughts and Advice

so what I want to share with you is just the data that reveals how much money are actually life insurance agents making it might be super surprising to you again this is not to discourage you I want you to be better than the average but most importantly my concern is for all the people who are brought into this business who are told that they can make 20. 30 40 50 000 per month

but how many people are actually doing it before you join into the insurance business make sure your leader is great make sure you know exactly what you're doing and make sure that you have great training again this is not to discourage you but my passion is to hopefully help you feed your family

Future Plans and Opportunities

so if you are uncomfortable with how much money you are making just know that I'll always be here to help you but most importantly this traditional model that is being out there is said that you can make all this money but again people are struggling people are you know just kicking they're struggling to get by and it hurts me tremendously so one thing that we're gonna be doing the next few few weeks a few months is building out an opportunity hopefully help agents make five seven ten fifteen thousand dollars per month

Why Agents Go Broke

and I think the reason that agents go broke off of my belief and what I've truly seen is that number one agents don't know how to operate a business they don't know how to generate leads they don't know how to actually handle clients they don't know how to deal with chargebacks people don't know

how to actually get their lead costs down they don't know how to get a comfortable or a low cost acquisition call so thing is this is a Turn and Burn business you get leave you sell you sell clients the clients charge back you buy more leads you get some cash flow and there's like this big recycle business at the end of the day you're gonna be left with only a few thousand dollars maybe about five thousand dollars and you're gonna

look back and put in 10 hours 12 hour days every day consistently doing your thing believing told to do this while the person on top of you is making all this money off of you and pitching you this amazing beliefs and you'll just be like damn I can make more money if I worked at Walmart with the amount of hours that I'm doing selling life insurance and again I don't want to discourage you I just want to share with you some of the thought processes and more importantly hope you get the skills that you need to do to develop to become a successful life insurance agent

Conclusion

so I hope this video just brought you some context of actually how much money you can make I thought this was a really really neat um survey and uh if you guys like this leave a comment drop a like leave a thumbs up and if this video brought you any value make sure you subscribe and stay tuned I love you guys so much I hope this video helped you a ton I'm here to help you grow win and feed your family I love you guys take care cheers peace